The Trucking Industry is Big Business
Federal law mandates that all trucking companies must be insured to protect themselves and the public against the inevitable accidents, injuries, property damage, and fatalities that are a daily fact of life in the trucking transportation industry. Many people believe the myth that since trucking companies must carry insurance, it is then a relatively easy matter to recover compensation for one’s injuries and losses. Nothing could be further from the truth. Trucking company insurance carriers have little to no interest in helping you receive compensation. Like all businesses, insurance carriers are out to turn a profit and to make money, and we don’t begrudge them that. More on this website
Insurance policies for 18 wheelers, however, are extremely valuable and are worth much more than your standard automobile policies. Insurance carriers will do what they can to deny or minimize your claim so as to save themselves considerable sums of money. Their interest lies in their bottom line, and that means paying out as little as possible in compensation claims. The insurance adjusters will do all they can to deny your claim or evade paying its true value.
Of course, Texas law provides that a truck accident victim or the family of a loved one killed in an 18 wheeler mishap has the right to recover full and fair compensation from the trucking company, but require that the burden of proof rests squarely on the shoulders of the victim or his or her family to prove the negligence of the trucking company or other parties. That is, it is up to you to provide substantial and irrefutable proof of the truck driver or trucking company’s negligence in a court of law. You must also prove with evidence that the sought compensation is a fair amount and is legitimate. Of course, the trucking company or its insurance carrier will contest that amount of compensation and will instead offer a much lower recompense for your injuries and losses, if they are not trying to deny your claim outright. The best way to recover full and fair compensation is to retain a skilled and experienced trucking accident law firm whose attorneys know who to take on and win against trucking companies and their insurance carriers. More here
Insurance Company Legal Defense Teams
Insurance companies employ extremely skilled and specialized defense lawyers to defend their policies and company assets. They have legal specialists who are experts in manipulating judges and juries to view the case as they see it–which is in favor of their employers. In most instances, the insurance legal defense attorneys arrive to investigate the accident scene mere moments after the wreck is called in by the truck driver, and they begin to build a case against the victim before he or she has had time to even remotely consider what course of action he or she should take. They take advantage of those moments where you are seeking medical treatment and are confused by just what exactly is going on. If you delay in retaining legal counsel, your ability to investigate all available evidence is falling much further behind that of the defense attorneys.
Insurance Adjusters’ Interest Lies With Their Employers, Not With You
Trucking company insurance carrier insurance adjusters have little care in whether you recover compensation, and in fact, it is in their interest that you not recover anything for your injuries and losses. These insurance adjusters are the best in their field and they earn high incomes because of it. They got to where they are by saving their employer significant amounts of money in protecting company assets by denying compensation claims. These adjusters will befriend you and attempt to get you to believe they are your average claims adjuster by saying that they desire to help you and that they will get you full compensation for the injuries sustained in the 18 wheeler accident. The difference between these adjusters and your typical automobile adjusters is this: Car insurance companies need to keep your business, so these adjusters are trying to save money for their employer. Adjusters will try to get you to contradict your statements in regard to how the big rig accident happened, and then they will use your own words against you in a court of law to deny or minimize your claim. In other instances, adjusters will coerce victims into signing away their legal rights by offering cash-strapped victims a woefully inadequate settlement offer in exchange for the victim promising not to sue the company at a future date.
When insurance adjusters fly in from New York, Chicago, and Los Angeles and see a victim representing himself or herself alone at the negotiating table, they know in their hearts that they are going to win one for their employer. They know that a novice will be unable to take a victory against them, which is why you need a skilled, experienced, and aggressive truck accident law firm with its own deep resources and a team of attorneys ready to compel the insurance company to offer a fair and adequate settlement. Insurance carriers only respond if they fear losing even greater amounts of assets in a court-ordered compensation award.