Do I Really Need An Attorney After An Accident
What Happens if I Represent Myself Against an Insurance Company Without an Experienced Accident Attorney?
A non-attorney is going to have a very difficult time accumulating all the knowledge in a short time that is necessary to effectively negotiate a fair settlement with insurance companies, or successfully represent you in court. And representing yourself is an option. But actually winning is a very long shot. Litigating big rig accident-related injury cases are extremely intricate. Inexperienced attorneys have only a slightly better chance than you have by yourself to recover any reasonable compensation. So why would you even entertain either of these misguided ideas, especially when huge amounts of money are on the table? Why would you consider hiring anything short of a successful personal injury lawyer with the expertise and investigative power to represent your claim against those who caused a tractor-trailer rig accident that injures or disables you, or causes the death of a loved one?
We all know the old saying that. “Those who legally represent themselves have a fool for a client.” But it’s doubly disastrous in any personal injury case, especially one involving an 18-wheeler. The laws and procedures involved are so complex, and the playing field is clearly tilted against you. The trucking companies, their insurance providers and attorneys have deep pockets and years of experience at winning these kinds of cases. You need the biggest “legal gun” you can find in order to succeed in trucking accident litigation.
Legal knowledge in-and-of-itself accounts for maybe a third of all the necessary elements for success in personal injury cases. Successful litigation requires thorough knowledge of civil procedure and the ability to develop the tailor-made strategy that is so necessary to battle the insurance companies and their defense lawyers. Inexperienced personal injury attorneys, or worse, you yourself, don’t have that. Having your opponents respect is also an important element to victory. This is why an experienced, highly regarded and respected San Antonio truck accident lawyers who have spent years taking on the insurance companies and their lawyers and beaten them, are a most-powerful weapon in your fight for just compensation.
Also, if you have a relative or friend who is a lawyer, even though he or she might be looking out for your best interests and might be inspired to fight hard for your rights when an 18-wheeler accident has befallen you, often, that person might have a difficult time disassociating him or herself emotionally from issues surrounding your case. Personal injury law is often quite intense. A specialized truck accident lawyer must be pragmatic, focus solely on the facts of a case and be very cool under fire if you are to be successful. What happens if that friend or relative attorney doesn’t win the case, or accepts a less-than-fair settlement because he knows how badly you need the money now? How will you feel about your friend of a relative then? Keep your family members and friends out of your legal business. You will be very wise to remember this when deciding who will represent your 18 wheeler liability lawsuit to your greatest benefit.
Insurance Companies Make Their Money by Saying “No” to Folks Like You
The federal government requires that trucking companies purchase sizable insurance policies to protect against accidents when they occur. And many of you are probably under the impression that trucking insurance compensation is quick and relatively free of surprises. So all you have to do is file a claim and wait for that expected, and bighearted, compensatory check.
If you believe that, someone has some swamp land they want to sell you. All insurance companies are in the business of taking-in premiums and paying out claims with an eyedropper if that. Since insurance policies for big-rig trucking companies involve huge sums of money, the insurance company’s sole mission is to keep from paying you fairly. In so doing, they increase their already high profits and payout those big dividends to their investors. So it comes as no surprise that insurance companies deny every claim they can, whenever possible and for as long as possible. They do this simply because they can. Without the right attorney on your side, collecting a fair settlement from an insurance company is virtually impossible.
While the Texas Civil Practices and Remedies Codes grant the right for anyone who has been injured in an 18 wheeler accident, or the family of one who was killed to be compensated for the harm done, that doesn’t mean reimbursement is automatically granted when a victim claims an injury. Insurance companies want you to think they’re on your side until it’s time to pay. Then you find out the hard way by having to deal with an out-of-hand denial by an insurer.
You, as plaintiff, must first prove the liability of all responsible parties for the accident and the injuries you suffered from it. What’s more, in any liability case, the plaintiff holds the burden of proof. You must clearly show that the money you’re asking for fairly reflects the loss you’ve experienced from those damages and injuries after you prove liability, which isn’t always easy. The insurance company and the lawyers who represent them, do everything possible deny a plaintiffs claim, or argue that the level of restitution you seek is excessive and unreasonable, or that the accident was caused by you. And often, they’ll try and prove all three, because if they can prove only one, they’re off the hook. And you get stuck.
Insurance Adjusters Who are Not to be Trusted are a Powerful Weapon Against You
Insurance adjusters are just as dangerous to an accident victim as the defense lawyers who represent their companies. They help their employer, not you: plain and simple. They do this by saving their companies money by denying your claim or underestimating the cost of the accident, by any means necessary. An adjuster behaves like a long-lost best friend and bends over backward to convince you that all of your needs are met. Then they turn around and stab you in the back. Insurance adjusters are very clever. They act like your “good neighbor” auto insurance agent and create a very false sense of security. Often they innocently try and record you saying something that is later twisted into sounding like your admitting liability and destroy your chance to receive fair, or any, compensation. The trucking company’s insurance adjuster and the insurance companies they work for are in business for themselves, not you. Some unscrupulous adjusters will even try to deceptively convince uninformed big rig accident victims to sign away the legal right to sue in exchange by flashing a small settlement that would never come anywhere close to compensating them for injuries or other losses from an 18 wheeler accident.
Corporate insurance adjusters and defense lawyers love nothing more than to find a victim who tries to represent him or herself. They easily lead a novice down the primrose path of ultimate defeat. The underhanded behavior of most insurance adjusters alone should be proof enough of why you need an aggressive personal injury attorney who knows how to combat the tactics of the insurance companies and win your fair settlement. Only the history of success of an experienced the San Antonio truck accident lawyers with our Law Office will combat unscrupulous insurance adjusters and frighten their insurance company employers into a fair settlement, or beat them in court if they don’t.
Insurance companies are even prepared to fight injury claims before the accidents even occur. Their attorneys are either on staff or permanent retainers. They’re good, and just waiting to take on personal injury claims. They specialize in cases like yours and know every trick in the book. Insurance lawyers race to the scene of an accident and begin investigating to build a case against you while you are still trying to figure things out. This is why you mustn’t hesitate in finding a Texas 18 wheeler accident law firm to help you. You only get one bite at the apple. Once it’s lost, there are no do-overs.