Personal Injury Law – Intangible Loss – Pain And Suffering
How do you put a price tag on an intangible loss such as pain and suffering or that of your child if one was injured? In calculating loss of earning capacity if you are disabled, how do you account for hypothetical raises and promotions you would have earned had you continued to work, gotten a promotion, or been hired away by another company at double your current salary? How can you figure out how much your medical bills will amount if your treatment is not yet complete and your doctor can’t tell how long it will last? The auto accident lawyers at our Law Office know how to account for and calculate every one of your damages and ensure that you recover as much as possible for your injuries. More on this website
Beware of Defendants Regardless of Whether They are Insured, or Uninsured
Whether an insurance company is responsible for compensating you for damages from an auto wreck can significantly impact your case’s legal process and ultimate outcome. All motorists in Texas are required to drive with proof of liability insurance coverage. But many choose to ignore the law and drive uninsured. Suppose the other driver is found liable for your injuries. In that case, he will most likely be personally responsible for compensating you if you and the other driver are uninsured or if the other driver is uninsured (and you do not have uninsured motorist coverage). Often the other driver is insured but doesn’t have enough to cover the full value of your damage claim. If that happens, then the other driver must pay you the difference. If these scenarios apply, you must be concerned about the defendant’s finances. If he or she is insolvent (in other words, he doesn’t have the money to pay your damage award), you will not receive fair (or any?) injury compensation. It’s sad when this happens. Many car accident injury victims don’t receive full compensation for their injuries because the other driver was either uninsured and did not have the money to pay the victim for his losses or had substandard coverage and could not make the difference. Sometimes, a driver who has been involved in a wreck will take steps to hide his assets and appear insolvent. He might also try and hide this accident from his insurance company which could drop his coverage if he gets in another wreck. No matter the reasons for this defendant’s behavior, if you suspect this to be the case, the car accident injury lawyers at our Law Office will conduct a thorough asset check on any accident defendant to find out how much he’s worth. If there’s money available, we’ll find it and work to ensure you get your fair share.
Suppose you and the other driver were injured, and his insurance company is responsible for compensating you for your injuries. This is generally good news because, in most insured cases, there will be at least some compensation money coming your way. If you quickly discover this will be the case, you might not need a lawyer. But proceed very cautiously, say as little as possible and keep your options open until you are ironclad-certain that things will turn out your way. This is because, in just about any accident involving an insurance company, you’ll be up against an aggressive company that is in the business to make money, not to give it up. They will do everything possible to pay out as little as they can, or not at all. These companies employ adjusters, accident experts, investigators, and specialized insurance defense attorneys to try to deny your claim or to pay you as little as possible. Also, most drivers with “street legal-only” insurance carry minimum vehicle coverage. The insurance policy may not fully reimburse you for losses if your accident is especially severe. Just because money is theoretically available under an insurance policy to compensate you for your losses doesn’t necessarily mean that money will be easy to get your hands on or that it will suffice. Anyone who has carried minimum coverage for themselves (or tried to deal with a minimum coverage agency when they’re in an accident) understands that some companies pay better (and quicker) than others.
In contrast, others aren’t very responsive to any process other than taking-in premiums and not paying out. With some, the only way to get their attention (or their lawyers’) is to file your case in court. The above “insurance-related” scenarios might apply to your auto accident. This is why, to be fairly compensated for your injuries, you will have an uphill battle against these professionals whose daily job is to pay out as little as possible for car accident claims. And it’s one of the biggest reasons to hire an experienced auto accident injury attorney: ASAP!